Looking for the best Credit Card processing plus Merchant Account Online? Do checkout the Merchant Express solution featured below, with unmatched benefits.

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Point of Sale Terminals Lots of choices in Point of Sale Terminals. Available for lease or purchase. This is the most popular method to process for store-front locations where the credit card is going to be physically present and swiped, although you can also use terminals for card not present where the transaction is 'keyed' in. Terminals come in all shapes and sizes, and most have built in printers. We carry the most popular state of the art terminals from Hypercom, Lipman Nurit, and Verifone, all at bargain prices. Most communicate via a standard phone line, and some communicate using an Internet connection where no phone line is needed.              Retail Merchant Account Rates The following lists our retail rates where the credit card is physically present and swiped through a card reader. This is usually a store front, however, these rates also apply to tradeshows, home parties, or any situation in which the credit card will be swiped. If you currently process credit cards, check out our free conversion program where we can beat your current rates. Service Industry Average Merchant Accounts Express Retail Discount Rate 1.85% 1.69% Retail Transaction/Batch Fee 25 ¢ 19 ¢ Monthly Service/Support/Statement Fee $10 - $15 $9.95                             Other Fees (some might not apply): Service Industry Average Merchant Accounts Express Voice Authorization Fee Note: only charged if you call the 800 voice auth line to authorize a transaction. $1.50 75 ¢ Surcharge (corporate & international) + 3% + 1.26%, + 1.76% Chargeback / Retrieval Fee Note: only charged if your customer disputes a charge. In practice this rarely happens. $35 $25 ACH Reject Fee Note: only charged if you lack funds in your bank account to cover credit card fees or debits. $30 $15 ACH Change Fee Note: only charged if you change your checking account. $20 $15              Most other providers will try to charge you the following fees. We do not! Service Industry Average Merchant Accounts Express Annual Fee up to $195 $0 Application Fee $75 - $125 $0 Setup Fee $50 - $150 $0 Programming Fee $50 - $95 $0 Monthly Maintenance Fee $0 - $10 $0 Overlimit Fee varies $0 Authorize.Net Gateway Setup $99 - $299 $0 Authorize.Net Transaction Fee 10 ¢ $0 Web Shopping Cart $299 $0 Note: Rates are effective for accounts setup on or after July 31, 2010. Above is a summary only and may not be all inclusive, all fees are listed in the in the merchant application and agreement. Minimums may apply to some accounts. Unlike other providers we do not charge a cancellation fee if you go out of business or you have a service issue we cannot solve. Yes! I want to accept Credit Cards.  Please sign me up for a 30 Day Risk-Free Trial