Looking for the best Credit Card processing plus Merchant Account Online?The Merchant Express solution featured below will serve you requirements with unmatched benefits..

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Processing Software - Mail Order/Telephone order Credit Card Processing Software for your PC or Macintosh. Swiped or manual input. This offers three different software packages for both Windows and Macintosh computers. Software is the perfect option if you already have a desktop or laptop computer. The advantage of this credit card processing software, is that it keeps an electronic copy of all transactions, allowing you to do searches and print reports. Software can be used for 'keyed' transactions and with an optional usb swiper it can also be used for card present swiped transactions. We offer free JPOS software on all retail merchant accounts.   Mail Order / Telephone Order Merchant Account Rates The following lists our mail order or telephone order rates where the credit card information is keyed into a terminal or software instead of being swiped through a card reader. Usually the card is not physically present. If you currently process credit cards, check out our free conversion program where we can beat your current rates. Service Industry Average Merchant Accounts Express Mail/Phone Discount Rate 2.65% 2.27% Mail/Phone Transaction/Batch Fee 35 ¢ 24 ¢ Address Verification Fee 5 - 10 ¢ 0 ¢ Monthly Service/Support/Statement Fee $10 - $15 $9.95                          Other Fees (some might not apply): Service Industry Average Merchant Accounts Express Voice Authorization Fee Note: only charged if you call the 800 voice auth line to authorize a transaction. $1.50 75 ¢ Surcharge (corporate & international) + 3% + 1.99% Chargeback / Retrieval Fee Note: only charged if your customer disputes a charge. In practice this rarely happens. $35 $25 ACH Reject Fee Note: only charged if you lack funds in your bank account to cover credit card fees or debits. $30 $15 ACH Change Fee Note: only charged if you change your checking account. $20 $15                Most other providers will try to charge you the following fees. We do not! Service Industry Average Merchant Accounts Express Annual Fee up to $195 $0 Application Fee $75 - $125 $0 Setup Fee $50 - $150 $0 Programming Fee $50 - $95 $0 Monthly Maintenance Fee $0 - $10 $0 Overlimit Fee varies $0 Authorize.Net Gateway Setup $99 - $299 $0 Authorize.Net Transaction Fee 10 ¢ $0 Web Shopping Cart $299 $0 Note: Rates are effective for accounts setup on or after July 31, 2010. Above is a summary only and may not be all inclusive, all fees are listed in the in the merchant application and agreement. Minimums may apply to some accounts. Unlike other providers we do not charge a cancellation fee if you go out of business or you have a service issue we cannot solve. Yes! I want to accept Credit Cards.  Please sign me up for a 30 Day Risk-Free Trial